台灣中部地區逆向抵押貸款市場需求之初探  A Preliminary Analysis of Market Demand for Reverse
Mortgage in Central Taiwan

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Title:	台灣中部地區逆向抵押貸款市場需求之初探 A Preliminary Analysis of Market Demand for Reverse Mortgage in Central Taiwan
Authors:	吳明哲;Wu, Ming-Che
Contributors:	僑光科技大學財務金融系;Department of Finance, Overseas Chinese University, Taiwan.
Keywords:	逆向抵押貸款;二元羅吉斯模型;reserve mortgage, binary logistic model
Date:	2013
Issue Date:	2013-08-07 01:35:36 (UTC+0)
Abstract:	為維護老年人之經濟需要，政府正試辦逆向抵押貸款政策。本文以中部地區持有房屋所有權者為主要研究對象，運用二元羅吉斯模型探討影響申請逆向抵押貸款之因素。研究結果發現:實用性、房地產景氣、總體經濟狀況、性別，對於以房養老－逆向抵押貸款模式潛在需求者之使用意願有顯著影響。 To safeguard the economic needs of senior citizen, the government promotes the reverse mortgage policy. This article uses binary logistic model to explore the factors of application reverse mortgage for homeowners in center Taiwan. The results show that the utilitarian, real estate booming, macroeconomics, and gender are related to the application of reserve mortgage.
Relation:	2013中部學術財金研討會論文發表
Appears in Collections:	[財務金融學系] 會議論文

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