ASIA unversity:Item 310904400/2104
English  |  正體中文  |  简体中文  |  Items with full text/Total items : 94286/110023 (86%)
Visitors : 21690509      Online Users : 605
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
    •  Adv. Search
    Home ‧ Login ‧ Upload ‧ Help ‧ About ‧ Administer Goto mobile version


    Please use this identifier to cite or link to this item: http://asiair.asia.edu.tw/ir/handle/310904400/2104


    Title: Does Bank Performance Benefit from Non-traditional Activities? A Case of Non-interest Incomes in Taiwan Commercial Banks
    Authors: YI-KAI CHEN;LI-WEIHUANG
    Contributors: Department of Finance, National University of Kaohsiung
    Keywords: bank efficiency;data envelopment analysis (DEA);non-interest incomes;commercial bank
    Date: 2006-10
    Issue Date: 2009-10-13 07:22:50 (UTC+0)
    Publisher: Asia University
    Abstract: Non-interest incomes have become an increasingly important part of banks’ operating incomes.
    Most banks regard non-interest incomes as one of the stable sources of bank revenues. In general, the industry believes increasing the ratio of non-interest incomes to operating incomes can not only improve profitability but also reduce the risk to the bank. However, DeYoung and Roland (2001) have stated increasing fee-based activities increases the volatility of bank revenues and earnings. Stiroh
    (2004) and DeYoung and Rice (2004) showed an increased reliance on non-interest incomes did not reduce the risk level of the bank. The objective of this study is to investigate whether the reliance on different sources of non-interest incomes will affect bank efficiency. We employ the data envelopment approach (DEA) to calculate the cost efficiency of Taiwan domestic commercial banks from 1992 to 2004. The findings are that the banks either with relatively higher or lower ratios of non-interest incomes to operating incomes perform more cost-efficiently during the examination periods. The relative optimal level of non-interest incomes exists in the Taiwan banking industry.
    Relation: Asian Journal of Management and Humanity Sciences 1(3):359-378
    Appears in Collections:[Asian Journal of Management and Humanity Sciences] v.1 n.3

    Files in This Item:

    File Description SizeFormat
    01-mhs06024.pdf265KbAdobe PDF5555View/Open


    All items in ASIAIR are protected by copyright, with all rights reserved.

    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - Feedback