ABSTRACTThis study aimed to discuss the teaching effects of competence indicators incorporating the managing-finance education into learning area of social studies. We hope to generate a proper content of the managing-finance education at elementary school as well as engaging with junior high school for references, in which there are based on teachers in classes, the arrangements of teaching materials and courses for competence indicators of each publishing, to the implementation of elementary managing-finance education in Grade 1-9 Curriculum in the future.We summarized the main findings in the study as follows: Students could improve their financial concepts throughout implementing managing-finance education. But we found that it is hard to construct students’ managing-finance knowledge because of not easy to contact it in their usual lives. Hence, by implementing managing-finance education, there are significant differences in the outcomes of the managing-finance education competence indicators. In this case, before implementing managing-finance education, we used to have weaker concept of “To understand that investigating is risky, but a chance to make benefit.” Now we have the most improvement and effective in Social competence indicators of 7-3-3-3 after implementing managing-finance education. We could effectively promoting students’ interests in managing-finance by proper managing-finance education, in which it would help students learning other subjects and building up positive attitude to love managing-finance lessons related to their life experiences and good aids in it as well. In other case, if at larger schools, it will generate the rural-urban disparity in students’ effectiveness of managing-finance education in which significantly better than at non-metropolitan schools. Besides, parents’ level of education will affect students’ effectiveness of learning managing-finance education, in which mothers will have more influence on children’s learning effectiveness of managing-finance education. Finally, parents or main guardians who have kinds of financial tools will highly relate to students’ managing-finance appreciation.